basically i had opened a new checking account elsewhere and had notified the bank that i would be wiring money out of the account. at my new bank they said the wiring into the account would act as a "cash advance" and the money would be instantly available. now the old bank is trying to say my account is 00 overdrawn and they keep calling me. if that is really the case, why should i pay for their accounting mistake? can they make me pay it back i.e. seek legal help?

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