Before reading, please do not judge me and please only answer if you’re going to give honest answers! I am NOT making this up, so bare with me.

I am 27, just finished my GED and was debating whether to go to college. I live at home with the folks, and have my very own bedroom- with home phone! I never have owned things like my own phone before. I find myself calling my girlfriends late at night and playing with the phone cord on one finger. Anyways…My family sat me down some time ago and said they were tired of me living at home wasting my life. I was a bit offended, but listened.

My family told me they saved up ,000 for me to go to college, and that I should try to apply to some community schools first. I agreed, and was excited to already declare my major in front of them- business, with a concentration in finance.

I was accepted into a college, and my parents then deposited the funds into my bank account. They wanted me to be responsible for my own management, since it was my major after all.

But right before the first semester started, my best friend Besty took me on a trip to a casino (we live in Wisconsin). I sat down at a slot machine and put in . As I played the machine, I won! I won 0. I couldn’t believe it. I figured if it was this easy to play slots, I could earn thousands of dollars at the casino and save up to pay for an apartment. As the evening dwindled on, I sadly was losing…I lost over ,000. Betsy understood, and told me we still had one more day. But I was out of money. Then it dawned on me- I still had the ,000 my parents had put in my other account. And I happened to have the debit card on me. So I withdrew a quick ,000 from the account and played on. I lost all of it. As I made my way back to the ATM, Betsy told me to stop, and that I was making a huge mistake. I told her to mind her damn business- it was MY life and I knew what I was doing.

I ended up losing ,000 in one night on slot machines. It took me about six hours, with a dinner break inbetween at their tasty buffet. I was in shocked horror as Betsy and me returned home. I had no money left for school. I called my parents to explain what happened, and to demand ,000- ,000 for school, and ,000 for a trip back to the Casino to try to make up Apartment Saving Money, but they flat-out refused! They told me I was cut off, and that I was very stupid for gambling the money. I was so mad at them calling me stupid, and for denying me the money.

Was I wrong to do this? I know gambling is addicting, but I had a system! I’m unique- I’m not like these other people who throw all their loot away. I was on a winning streak until the end. And My parents are awful to cut me off and tell me they’re done dealing with me. Thoughts?

I had a man agree to sell me his bar business, in Georgia. While no papered contract was signed (he promised me one, yet never delivered it) he did agree through text messages, his preferred way of communication, to "finance" the bar to me, saying he wanted out of the bar business by the end of the year. We did have a verbal agreement that outlined all details of the sale, re: price, terms, etc. Some of these terms were listed in text messages from his phone to my phone.Some of these text messages have been deleted from my phone.
I did work there for 4 months, correcting a number of problems, like employee back taxes not being paid and improper pay to the employees, etc. I did address those issues with the seller and he paid the taxes, and I changed the pay system properly.
During this time, I was made aware of possible social security fraud and credit card fraud, being committed by one of the employees
I did report these allegations to the seller, and also I reported these allegations, including a signed statement from the customer, to the local police. I tried that day to to fire the employee, but the seller forbade me from doing so, even demanding that I allow her to work. When I informed seller that I had filed the police report, he became very irate with me for doing so and, through text messages I still have, demanded that I retract my report to the police.
Over the next two weeks, the seller accused me of wrongdoing, even addressing me as a "fool" and "idiot" in the presence of the other employees.
I then had a second customer call me to inquire about a 3 charge to his credit card that he says he did not make. I told the seller about this customer, and the seller demanded that I do not report this to the police. I also have the transactions from this customer. The seller then came to the bar and said that he was "firing" me, stating, for the first time, that I was hired only as his general manager. (I have this conversation on a taped recording). He also called the police and had me barred from returning to the bar, even as a customer.
As a results of his firing me, on the same day just minutes afterwards, I suffered a stroke and ended up in the hospital, due to the stress from this incident. So not only am I out of what was to be my future business, I am now basically unemployable with other companies. Two weeks later, after the termination, the seller mailed me a separation notice, stating I was an employee, and listing the reason for firing me was due to lack of work. He also included a check for “back pay”, 00.00 net total, that he claims was my “pay” for that time period. I never filled out any tax papers, G-4 or W-4, while working there, but did attempt to give the accounting firm all my tax info, which they never took from me. Normally, the seller would tell me that I could only get paid if there was enough money in the bank at the end of the month. I did receive a total of ,700, other than the back pay check in my time there.
I’m not sure if this falls under a “whistle blower” type case, or as an employment case, or as breach of crontract.since I was fired and listed as an employee on the seperation notice. I have tried to contact the EEOC, but their web site says they won’t look into cases where the company has less than 15 employees, and I can’t reach anyone over the phone to be advised as to who I should contact. I feel that I have been terminated for disclosing the frauds and would like advise as what to do. I am even willing to represent myself in a civil court case, to try and win some sort of compensation or my bar business back, as I can’t find a lawyer that wants the case. The verbal contract would be stronger if I can get back the teext messages, as I’m told two different things from the cell phone company concerning the deleted text messages: they can’t be retrieved once deleted, and, I can get them back but only with a subpeona.
Any advice/help you could give me would be greatly appreciated.

I am so frustrated that a person with Arts bacground has no prospect. Had I taken Sc./Commers, I would not have to come to such a position. Today, jobs mean management, software, IT, finance and such and such… plus to make matters worse, Govt. sectors are rapidly reducing. Only an idiot like me would take History and become a so-called educated… I am very upset with the policy of India Govt. and I want to get rid of this DANGEROUS country.. I am sorry to pass such a derogatory comment, but its a natural outburst of my resentment… Pliz help me out…..

I am taking a class called intermediate accounting in spring semester and I was just wondering what it is about? What do you study in that course?

I got like a C- in my first accounting class, do you recommend me taking that class?

Will it help me if I want to work with finance?